LIC Jeevan Anand Policy is one of the most popular LIC Endowment Policy (cum Wholelife). The fact that makes it so popular is the triple benefits the policyholder enjoys under this scheme – death, maturity and post maturity benefits. Due to its popularity, many advisors recommend Jeevan Anand LIC Policy as a one-stop financial solution [...]
This topic is suggested by one of my blogging friends, Mr. Suresh. from myinvestmentideas.com Generally, people select or choose mutual funds on the basis of past performance, but past performance can’t be taken as a sole indication for future fund performance. Now there are always two things you must keep in mind while you take [...]
A mutual fund investor earns by two ways by investing in mutual funds. One is the net increase in the NAV of the fund which is called capital gain. Second way is when he opts for a dividend option and earns dividend from the mutual fund scheme. A lot of investors have a query of [...]
Today, I got a SMS on my mobile from a LIC agent and I got the following text written in the SMS “Invest Rs 5000 per month and get 12 Lakhs of insurance cover 12 Lakhs as bonus Rs 66000 as annuity every year till the time you are alive on earth” Well, like every [...]
So you think all this talk of SIP investment plan in equity through mutual fund is all eye-wash? Because market has hardly moved anywhere in the last 3-4 years (Hovering around 18000 to 20000 level, as same as 3-4 years ago), there is no one who has made significant gains in his SIP investment plan. [...]
When it comes to analysis of stock market, it is based on two parameters i.e Fundamental Analysis and Technical Analysis of stocks. Fundamental Analysis is an answer to the question of which stock to buy? Fundamental analysis is a study of company financials including balance sheet, profit and loss account for past 5 years future [...]
I always support this notion “Stock Trading is more of a mind game” And 90% of the actions which you take in stock trading is based on your psychology which is not towards the right direction for most of the times. A simple example to quote over here is as a stock trading tip: If [...]
With the recent boom in the stock markets, retail investors look like coming back to the financial markets by investing in equity mutual funds in 2013 either in lumpsum fashion or by SIP in mutual funds. Now a lot of working professionals and lala businessman generally buy mutual funds by calling up some nearby mutual [...]
A lot of investors have learnt the importance of staying long term invested in financial products. They have also learnt about the power of compounding which takes effect in the later part of your investment, may be after 5 years of investment. In the process, they tend to forget about their investment and get busy [...]
Income Tax is a combined tax on the total income of a person earned during a period of one year. There might be cases where a person has different sources of income under the same head of income. Similarly, he may have income under dissimilar heads of income. It might also happen that the net [...]
