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Bank Fixed Deposits Vs Debt Funds

November 25, 2012

For people, who don’t want to take much risk with their money and want to invest safely, the various investment options left with them are vanilla fixed deposits and debt funds and a few others. In this post, we would make a comparison between fixed deposits and debt funds and find out which one would [...]

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Post Office Savings Schemes: Facts and Figures

November 20, 2012

Once upon a time, Post office savings schemes were the most favourable choice for making an investment. But are these post office schemes still relevant? Are these saving schemes still popular as they used to be at a time? In today`s time there are many investment saving schemes available. Not many of us are aware [...]

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Buying House – Why to Invest in House in india

November 4, 2012

If you are looking to invest your lump sum investment somewhere, reading this article might be worth for you. Real estate investment in the form of buying house in India is mainly done for two reasons: Self Occupation + Capital Appreciation Letting it out on rental basis and earn monthly rental income + Capital Appreciation [...]

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How to save Tax by Investing in National Pension Scheme (NPS)

September 24, 2012

If you are a salaried individual, I am quite sure that you would be aware of Section 80C tax deductions where you get a maximum tax deduction of Rs 1,00,000. So for a person coming under 30% tax bracket, it is a healthy savings of Rs 30,000 of his annual income or Rs 2500 per [...]

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How can I Expect More Returns than Fixed Deposits

August 13, 2012

At the time of increasing volatility in equity markets, Indian investors have started looking at other safer investment options. They feel that capital preservation is the first objective when it comes to managing their hard earned money, though they are ready to watch their money growing at a slower pace vis-a-vis Equities. Mr. Pinal Shah [...]

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Monthly Income Plan OR Post Office Monthly Income Scheme

July 26, 2012

Monthly Income Plan or MIP is a hybrid scheme which invests a very small portion into equities and the major portion into debt and other money market instruments like treasury bills, certificate of deposits etc. Monthly Income Plan provides monthly income to investors in the form of Dividend payout. The payout options can vary depending [...]

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What are Gold Mutual Funds in India

July 14, 2012

From ancient times to modern times, Gold investment in India has been an integral part of our lives. People consider gold as a tool for fulfilling many of their needs like security, prosperity and wealth accumulation. Gold acts as a cushion to safeguard against unforeseen circumstances. It is purchased on many auspicious occasions like religious [...]

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Risks Associated with Various Financial Products

July 12, 2012

Every new investor enters the stock market with a big hope, with an intention to become rich overnight. Let’s take an example. A greedy trader will always ask his broker about the stock target, but would never ask about the trade stop loss. On the other side, an investor would always be greedy enough to [...]

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What is National Pension Scheme in India (NPS)

June 22, 2012

Regardless of how much one earns; all individuals try and create a pool of savings for their retirement. The government tries to promote this by adopting various measures like compulsory deduction of PF and EPF, encouraging savings by allowing tax exemptions or introducing schemes like National Pension Scheme 2012 Not many people in India know [...]

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Top 5 Things to know about Company Fixed Deposits

June 8, 2012

Whenever we talk about investing money, 50% of the people in India would talk about bank fixed deposits. Just because they feel fixed deposits are the safest financial instrument available on earth and they feel contended with 8-9% compounded returns. Fixed Deposits in bookish terms means a savings account where you deposit a lump sum [...]

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