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Personal Finance

Fixed Deposit Maturity

What Happens to Fixed Deposit (FD) After Maturity

January 10, 2013

A lot of investors have learnt the importance of staying long term invested in financial products. They have also learnt about the power of compounding which takes effect in the later part of your investment, may be after 5 years of investment. In the process, they tend to forget about their investment and get busy [...]

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What is PAN Card and How to Get it

December 22, 2012

Do you need PAN Card or Permanent Account Number? If you are an Indian citizen or NRI and if you are doing some monetary transactions in India, it is essential to have Permanent Account Number. In this article, you would get all information on: What is PAN Card How to apply for it How to [...]

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Where Does Your Money Actually Go and Get Spent

October 12, 2012

Do you sometimes or maybe often wonder at the end of the month: “Hey where did all my money go?” I don’t (not anymore)? If at the end of the month, you are not sure about how and where you spent your money or you are constantly waiting for the next payday then your finances [...]

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Creating Wealth With Money and Planning

October 7, 2012

What do you mean by wealth? Being wealthy, is it state of mind which makes you wealthy or your quality of life make you wealthy?? But if you go by bookish language, wealth means having enough money and having enough valuable possessions like cash, gold, property and enjoying a well settled business or a high [...]

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Difference Between NRE and NRO Account

Basic Difference Between NRE and NRO Account

September 10, 2012

When a person residing in India leaves the country for the purpose of employment, business or vocation and decides to leave India permanently or for indefinite period then that individual is known as Non Resident Indian (NRI). Most of the NRI`s prefer having an account in India due to varied reasons. Indian banks offer various [...]

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How Does Bank Loan Settlement Impacts Your CIBIL Score

August 26, 2012

If you are one of those guys who have availed a bank loan that may be a home loan or a small amount of personal loan or you have used credit card and haven’t been able to pay the amount in time, this article might be worth reading for you. At this point of time, [...]

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Fixed Vs Floating Interest Rate

August 8, 2012

Each one of us desires to own a house and turning this dream into reality requires some efforts as one should be aware of certain terminologies before reaching to a borrower for a home loan. Through his article we would elaborate different kinds of interest rates on home loan and focus would be on two [...]

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What is Banking Ombudsman

August 4, 2012

Have you ever wondered what steps to follow in case of grievance related to banking transactions as quite often we face issues like short cash dispense, loss of chq by the bank or delay in remittance from abroad. At times we do not get a proper resolution from the bank so in such a scenario [...]

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What is ETF and How to Invest in ETFs In India

July 30, 2012

Are ETFs safe for small and individual investors? At present ETFs cater to the needs and requirements of all investors. ETF is no longer restricted to large institutional investors owing to its stock like features. These days business persons and salaried professionals are using Gold ETFs to diversify their portfolio What is an ETF ETF`s [...]

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Importance of Personal Finance Planning for Women

July 7, 2012

Gender inequality continues to plague the Indian society. Even though more and more women are getting educated, but financial responsibility and planning continues to be the domain of men. But it is important to understand that women have different financial needs as compared to men and thus need different personal financial planning Why Women’s Financial [...]

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